# Disability tax credit amount by year, and what it saves you

Source: https://canadataxdesk.com/disability-tax-credit/disability-tax-credit-amount
Publisher: Canada Tax Desk (canadataxdesk.com), independent editorial site
Topic: Disability Tax Credit
Last updated: 2026-10-20

> The federal disability tax credit amount for 2025 is $10,138, which reduces federal tax by about $1,470 at the 14.5% credit rate. A person under 18 can add a supplement of up to $5,914. For 2026 the CRA's indexation table sets it at $10,341, with a supplement of up to $6,032.

## Key facts

- Disability amount, 2025: $10,138
- Federal tax saving, 2025: About $1,470 ($10,138 x 14.5%)
- Under-18 supplement, 2025: Up to $5,914
- Ontario disability amount, 2025: $10,298 (line 58440)
- Disability amount, 2026: $10,341 (CRA 2026 indexation table)

## How much is the disability tax credit amount in 2025?

The disability tax credit amount for tax year 2025 is $10,138, entered on line 31600 of the T1 return, plus up to $5,914 more for a person who was under 18 at the end of the year ([CRA, line 31600](https://www.canada.ca/en/revenue-agency/services/tax/individuals/topics/about-your-tax-return/tax-return/completing-a-tax-return/deductions-credits-expenses/line-31600-disability-amount-self.html)). These are the amounts you claim, not the money you receive.

The disability amount is a non-refundable credit amount. The CRA multiplies it by the lowest federal tax rate, and the result is subtracted from the federal tax you owe. The amount only applies after the CRA approves Form T2201; how that works is covered on our [disability tax credit](https://canadataxdesk.com/disability-tax-credit) overview.

## Disability tax credit amounts by year, 2016 to 2025

The amount rises each year with indexation. The table shows the CRA's maximum for each year and the federal tax it can remove, using 15% for 2016 to 2024 and the blended 14.5% rate for 2025, when the lowest federal rate fell from 15% to 14% on July 1.

| Tax year | Disability amount | Under-18 supplement | Federal saving on the disability amount |
| --- | --- | --- | --- |
| 2025 | $10,138 | $5,914 | $1,470.01 (at 14.5%) |
| 2024 | $9,872 | $5,758 | $1,480.80 |
| 2023 | $9,428 | $5,500 | $1,414.20 |
| 2022 | $8,870 | $5,174 | $1,330.50 |
| 2021 | $8,662 | $5,053 | $1,299.30 |
| 2020 | $8,576 | $5,003 | $1,286.40 |
| 2019 | $8,416 | $4,909 | $1,262.40 |
| 2018 | $8,235 | $4,804 | $1,235.25 |
| 2017 | $8,113 | $4,733 | $1,216.95 |
| 2016 | $8,001 | $4,667 | $1,200.15 |

Federal disability amount, under-18 supplement and maximum federal saving (CRA, Claiming the DTC)

Added together, the federal saving for all 10 years from 2016 to 2025 comes to about $13,196 for an adult who owed enough tax each year to use it. That is the practical ceiling of a 10-year back claim, before provincial credits and refund interest. How those older years are reopened is explained on [DTC retroactive claims](https://canadataxdesk.com/disability-tax-credit/disability-tax-credit-retroactive).

## What is the disability tax credit amount for 2026?

The 2026 disability amount is $10,341, and the supplement for a person under 18 is up to $6,032, according to the CRA's table of indexed personal tax amounts for 2026. The CRA's line 31600 page normally adds the 2026 figures with the 2026 T1 tax package in January 2027.

At the 14% lowest federal rate for 2026, the $10,341 amount reduces federal tax by about $1,448 ($10,341 x 14%), slightly less than the 2025 saving because the rate fell from 14.5%.

## What the credit saves in tax: three worked examples

The value of the disability amount depends on who claims it and whether they owe tax. These examples use 2025 figures.

### An adult in Ontario with tax to pay

Federal: $10,138 x 14.5% = $1,470.01. Ontario: $10,298 x 5.05% = $520.05. Total reduction in tax: about $1,990, provided the person's federal and Ontario tax before this credit was at least that high.

### A parent claiming for a 12-year-old

Disability amount plus full supplement: $10,138 + $5,914 = $16,052. Federal saving: $16,052 x 14.5% = $2,327.54. The parent claims it on line 31800 as a transfer from a dependant. More on the child rules is on [DTC for children](https://canadataxdesk.com/disability-tax-credit/disability-tax-credit-child).

### An adult with little or no tax

Suppose federal tax after the basic personal amount and other credits is $600. The person uses only enough of the disability amount to bring that tax to zero, and the unused part can be transferred to a spouse on line 32600 or to a supporting relative on line 31800. If no one can take the transfer, the unused part is lost; it is never paid out as cash.

> **Top-up tax credit:** For 2025 to 2030, a temporary top-up credit keeps a 15% rate on non-refundable credit amounts claimed above the first bracket threshold ($57,375 for 2025). People with large combined credits, such as a disability amount plus big medical expenses, may get part of their disability amount at 15%. See our [top-up tax credit](https://canadataxdesk.com/tax-rates/top-up-tax-credit) page.

## How does the under-18 supplement work?

The supplement adds up to $5,914 for 2025 to the disability amount of a person who was under 18 at the end of the year. It is claimed together with the main amount, usually by a parent through a transfer.

The supplement is reduced if child care expenses or attendant care expenses for the child are claimed as a deduction or as medical expenses. The CRA's worksheet for line 31600 shows how to calculate the reduced figure, so check it if you also claim those expenses.

## What are the provincial disability amounts?

Each province and territory has its own disability amount on line 58440 of its provincial tax form (ON428, BC428, AB428 and so on), and it is worth a separate provincial saving. The amounts and credit rates differ from the federal ones.

Quebec residents claim the Quebec equivalent on their Revenu Québec return rather than line 58440. Provincial rates by bracket are on our [Canada tax brackets](https://canadataxdesk.com/tax-rates) page.

## Is the disability tax credit paid per month?

No. There is no disability tax credit amount per month, because the DTC is not a payment. It lowers tax once a year when the return is assessed, and past-year adjustments arrive as refunds with notices of reassessment.

Monthly figures that appear online usually refer to programs that need DTC approval, such as the Child Disability Benefit paid with the Canada child benefit, or the Canada Disability Benefit. Those amounts are set by separate rules and are not the credit itself. Families caring for an adult may also qualify for the [Canada caregiver credit](https://canadataxdesk.com/credits-deductions/canada-caregiver-credit).

## Common questions

### Is the disability tax credit refundable?

No. It is non-refundable, so it can reduce tax to zero but cannot create a refund on its own. Refunds happen when the credit cuts tax that was already paid through payroll deductions or instalments.

### How much will I get back from the disability tax credit for 10 years?

For an adult who owed enough tax every year, the federal saving for 2016 to 2025 adds up to about $13,196. Provincial credits add more, and the actual refund is lower if some years had little or no tax.

### Why did I get less than $1,470 from the DTC?

Usually because your tax before the credit was lower than the credit's value, so part of it went unused. That unused part can be transferred to a spouse or supporting relative.

### Does the disability amount change with my income?

No. The adult disability amount is the same at every income level. Only the under-18 supplement can be reduced, and that depends on child care and attendant care claims, not income.

### What is the 2027 disability tax credit amount?

The 2027 amount is not yet announced. The CRA typically publishes next-year indexed amounts in November, and the figures appear on the line 31600 page with the tax package.

## Sources

- [CRA, Adjustment of personal income tax and benefit amounts (2026)](https://www.canada.ca/en/revenue-agency/services/tax/individuals/frequently-asked-questions-individuals/adjustment-personal-income-tax-benefit-amounts.html)
- [Line 31600, Disability amount for self](https://www.canada.ca/en/revenue-agency/services/tax/individuals/topics/about-your-tax-return/tax-return/completing-a-tax-return/deductions-credits-expenses/line-31600-disability-amount-self.html)
- [Claiming the credit: Disability tax credit](https://www.canada.ca/en/revenue-agency/services/tax/individuals/segments/tax-credits-deductions-persons-disabilities/disability-tax-credit/claiming-dtc.html)
- [Ontario tax information for 2025](https://www.canada.ca/en/revenue-agency/services/forms-publications/tax-packages-years/general-income-tax-benefit-package/ontario/5006-pc.html)
- [British Columbia tax information for 2025](https://www.canada.ca/en/revenue-agency/services/forms-publications/tax-packages-years/general-income-tax-benefit-package/british-columbia/5010-pc.html)
- [Alberta tax information for 2025](https://www.canada.ca/en/revenue-agency/services/forms-publications/tax-packages-years/general-income-tax-benefit-package/alberta/5009-pc.html)
- [Tax rates, 2025 (previous year)](https://www.canada.ca/en/revenue-agency/services/tax/individuals/tax-rates-brackets/last-year.html)